After houses, cars are the biggest money sink there is- period. As long as one is able to get back and forth to work, being car-free is quickest way to get out of debt and stay out of debt, plus avoid a huge amount of stress and headaches. Perhaps most people don't realize how much of a money-sink car ownership really is. Car 'ownership' is practically slavery in my opinion. The car 'owner' is unknowingly the slave, always trying to provide their master (car) with monthly payments, routine maintenance, repairs, insurance, gasoline, car washes, custom upgrades, parking fees, etc. Yes, the cars own their drivers through a never-ending demand of servitude. Kind of like serfdom.